top of page
Minimalistic work place

Dhan Sanchay (865)

This is a Non-Linked, Non-Participating, Endowment Assurance Plan. It provides Guaranteed Income Benefit (GIB) from date of Maturity during the payout period and Guaranteed Terminal Benefit (GTB) as Lump Sum Payment along with last instalment of GIB.

​

Premium Payment Option :

Single, Regular and Limited Premium.

Term/Ppt/PayoutPeriod :

10/5/5, 10/10/10, 15/5/5 ,15/10/10,15/15/15

or

5/1/5, 10/1/10, 15/1/15 years

 

BENEFIT OPTIONS :

In case of Regular/ Limited Premium payment :

  • Option A: Level Income Benefit

  • Option B: Increasing Income Benefit

 

In case of Single Premium payment:

  • Option C: Single Premium Level Income Benefit

  • Option D: Single Premium enhanced cover with Level Income Benefit

 

Minimum Entry Age :

  • 3 Years (Completed) for Term 15

  • 8 Years (Completed) for Term 10

  • 13 Years (Completed) for Term 5

 

Maximum Entry Age :

  • 50 Years (Nearer Birthday) for Option A & Option B

  • 65 Years (Nearer Birthday) for Option C

  • 40 Years (Nearer Birthday) for Option D

 

Minimum Maturity Age :

18 years (completed)

 

Maximum Maturity Age :

  • 65 years (nearer birthday) for Option A & Option B

  • 80 years (nearer birthday) for Option C

  • 55 years (nearer birthday) for Option D

 

Minimum Sum Assured :

  • For Regular Rs. 30,000

  • For Single Rs 2,00,000

Maximum Sum Assured :

  • No Limit

 

Guaranteed Income Benefit (GIB):

Under Regular and Limited Premium:

(Payout period will be equal to Premium Paying Term and start from date of maturity)

• Option A - Level Income – GIB will remain same during payout period.

• Option B - Increasing Income – GIB will increase at simple rate of 5% per annum on completion of each year.

Under Single Premium:

(Payout period will be equal to Policy Term and Start from date of Maturity)

• Option C - Level Income – GIB will remain same during payout period

• Option D - Level Income with Enhanced Cover - GIB will remain same during payout period.

 

Policy Benefits :

On Death :

Survival Benefits :

Available Riders Under Regular/Limited Premium:

AB / ADDB Rider, Term Rider, CI Rider and PWB Rider.

 

Available Riders Under Single Premium:

ADDB and Term Rider only.

 

Surrender/Policy Loan during Policy Term only:

For more information Contact Us.

bottom of page