This is non-linked, regular premium payment health insurance plan which provides fixed benefit in case life assured is diagnosed with any of the specified early and/or major stage cancer during the policy term, subject to certain terms and conditions.

The plan has two benefit options which have to be chosen by the proposer at the outset.

Option 1: Level Sum Insured :

The Basic Sum Assured remains same through out the term.

Option 2: Increasing Sum Insured :

10% increase in Sum assured for 1st 5 years or till diagnosis of specified cancer.

 

Premium Payment Mode: Yearly, Halfly

 

Minimum Entry Age :  20 Years (completed)

 

Maximum Entry Age :  65 Years (last birthday)

 

Minimum Policy Term : 10 years

 

Maximum Policy Term : 30 years

 

Minimum Sum Assured : Rs.10,00,000

 

Maximum Sum Assured :  Rs.50,00,000 Basic S.A. shall be in multiple of Rs.1,00,000

Minimum and Maximum cover ceasing age :

50 years and 75 years

 

Minimum Premium Rs.2400 p.a. for all modes.

Policy Benefits :

A. Early stage cancer :

Payable once for the 1st ever event

i. Lumpsum 25% of applicable Sum Assured payable and

ii. Next 3 years premiums waived.

 

B. Major Stage Cancer :

i. Lumpsum 100% of applicable Sum Assured payable minus any claim paid for A above if any.

ii. 1% of applicable Sum Assured guaranted payable for next 120 months. AND

iii. Waiver of future premiums. Maximum claim payable 220% of applicable sum assured.

 

Surrendered Value :

No surrender value will be available under the policy.

 

Loan :

No loan will be available under the policy.

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For more information Contact Us.